Why Providers Choose Proactive Lending Solutions

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• Access to lenders who actually fund SDA

• Experience with SDA, RRC and SIL income

• Support for SDA construction, investment and purchase loans

• We work directly with providers, coordinators and investors

• Clear communication and specialist loan structuring
   

Book an Appointment
 

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Most Banks Don’t fund SDA — That’s Where We Help

NDIS Specialist Disability Accommodation is not standard residential lending. Most banks treat it as too complex, which leads to:

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• Incorrect declines

• Delays

• Misunderstanding of NDIS income

• Wrong loan structures

• Valuation issues
   

This is why fewer than 20% of lenders in Australia will consider SDA finance.

We work with the small number of lenders who do.

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Common SDA Finance Problems We Solve

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• “My bank doesn’t do SDA loans.”

• Lenders not accepting SDA or RRC income

• Low or incorrect valuations

• Delays due to policy confusion

• Brokers placing applications with the wrong bank

• Poorly structured construction loans

• Issues with trusts, companies or SMSFs

If your SDA client is facing these issues, we can help.

 

Discuss an SDA lending scenario, Book an Appointment.

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How Proactive Lending Solutions Helps

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We specialise in SDA lending and support the entire NDIS housing ecosystem.

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1. Access to SDA‑friendly lenders

We know which lenders fund SDA — and which won’t — saving weeks of delays.

2. Correct treatment of NDIS income

We understand SDA, RRC, SIL and tenancy documentation.

3. SDA‑aware valuations & structure

We brief valuers correctly and structure loans for individuals, trusts, companies and SMSFs.

4. Support for providers & coordinators

(With client consent) we keep you updated so you can manage housing timelines smoothly.

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Our Simple SDA Finance Process

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Step 1 — Share a Scenario

Tell us the basics: purchase, build type, SDA category, location, expected income.

Step 2 — Lender & Policy Check

We check which lenders may suit the scenario and what documents will be needed.

Step 3 — Application & Support

We prepare the application, work with the lender and keep you informed through to settlement.

Book a 10‑minute SDA lending call
(Add button)

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Who We Work With

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• SDA housing providers

• SIL providers

• Support coordinators

• NDIS investors

• Developers and SDA builders

If you support NDIS participants with housing, we can assist your clients.

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Why Work With Us

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• Specialist knowledge of SDA lending

• Experienced with complex structures

• Transparent guidance and realistic expectations

• Strong understanding of SDA design categories

• Client‑focused and provider‑aware​

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Frequently Asked Questions

 

​Do you work directly with clients or only through providers?

Both. Providers often introduce their clients, and with consent we keep them updated.

Can you guarantee approval?

No. All finance is subject to lender criteria, income verification and responsible lending laws.
We provide honest guidance upfront.

Do you charge providers?

In most standard scenarios, we are paid by the lender. If any fee applies, we disclose this clearly to the client before proceeding.

Do you help with SDA construction loans?

Yes — subject to lender policies and documents provided.

Do you service Australia‑wide?

Yes, via phone, email and video, depending on lender requirements.

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Ready to Discuss an SDA Lending Scenario?

 

​​​​​If you're an SDA provider, SIL provider, support coordinator or investor needing guidance with SDA finance, we’re here to help.

Book an Appointment.​
   

 

 

Or email us your scenario and we’ll reply with next steps.

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​Shaun Chaudhry
0424 513 740

info@proactivelending.com.au

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Disclaimer

This information is general only and does not consider your objectives, financial situation or needs. All lending is subject to lender assessment, eligibility, and approval. Fees, charges and conditions may apply.